Elevate 2022 Pulse Report: Current Market Impacts on Benefits Decisions
The State of Employee Benefits Decision-Making
Elevate surveyed employees with employer-provided benefits to understand how current economic conditions are impacting their benefits choices and use. We found that:
- Employees are making financial trade-offs that may upend their short- and longer-term health and wellbeing.
- Employees value their benefits highly, but they continue to struggle with healthcare costs and using the right tools to better manage them.
- Financial stress and lack of benefits literacy impacts employees’ benefits decisions and utilization.
Some employees are skimping on medical care, which can have serious consequences. This may be a downstream impact of employees not being prepared for out-of-pocket costs.
Employees need modern technology to help deliver better education and enhanced options to save for current and future costs. Healthcare accounts are key to affordability and preparedness as they help employees balance their choice of healthcare plan with appropriate saving for out-of-pocket costs.
Download this research report to learn more and discover recommended employer actions to drive better outcomes

Elevate 2022 Pulse Report: Current Market Impacts on Benefits Decisions
The State of Employee Benefits Decision-Making
Elevate surveyed employees with employer-provided benefits to understand how current economic conditions are impacting their benefits choices and use. We found that:
- Employees are making financial trade-offs that may upend their short- and longer-term health and wellbeing.
- Employees value their benefits highly, but they continue to struggle with healthcare costs and using the right tools to better manage them.
- Financial stress and lack of benefits literacy impacts employees’ benefits decisions and utilization.
Some employees are skimping on medical care, which can have serious consequences. This may be a downstream impact of employees not being prepared for out-of-pocket costs.
Employees need modern technology to help deliver better education and enhanced options to save for current and future costs. Healthcare accounts are key to affordability and preparedness as they help employees balance their choice of healthcare plan with appropriate saving for out-of-pocket costs.
Download this research report to learn more and discover recommended employer actions to drive better outcomes

