Your accounts never looked better
Your clients rely on you to deliver reliable solutions. With so much built-in efficiency, Elevate not only rewrites the rules—it changes the entire game.
Embeddable APIs
Build your own experience with RESTful APIs and integrations, content management and style guides.
Complete customization
You have total control in enabling back-office efficiencies and real-time updates, with no need for tickets.
Future-proof technology
Elevate is a 100% cloud-based platform with modern architecture that guarantees scalability and security.
Smart plan design
A configurable plan builder gives you complete control, even at the sub-plan level.
The complete Elevate experience
To transform the entire customer journey with elegance and simplicity, Elevate offers a complete, best-in-class benefit account platform that is brandable, modular and conveniently configurable to save money, time and resources.
Intuitive HSAs
Keep clients in one place—your site—with a fully native experience, offering real-time account opening and embedded investments.
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Time-saving FSAs/LPFSAs
Enable faster and easier reimbursement with receipt-scan technology and push-to-debit capabilities. There is no need for separate plans; simply switch an indicator from a limited-purpose FSA to a standard.
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Simplified HRAs
With multi-balance management, simultaneous card access and claims processing and the ability to implement regulatory changes in real time, complex HRAs are no problem with Elevate.
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Efficient DCAPs
Designed to maximize tax-free savings, our easy and convenient DCAP enables payment for daycare, after-school programs, work-related babysitting, summer day camps and more, all payable with Elevate's instant payment technology.
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Future-forward commuter accounts
With major public commuter hubs moving to contactless payment, our solution offers streamlined and convenient parking and commuter benefits on a contactless card. Employees can use both pre- and post-tax dollars for everything from buses and ferries to ride-share apps.
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Flexible lifestyle programs
Take advantage of fitness, fertility, tuition or adoption benefits. And why stop there? Your own special wellness programs work, too.
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"Elevate is the only API-driven consumer-directed benefit platform built on a modern technology stack, with the ability to support all plan types on a single platform and card."
Modern. Fast. Nimble.
Elevate is shaking up the slow-moving world of employee benefits with the industry's first AI-powered, ultra-reliable benefits engine that is market-proven to simplify account experiences for administrators, employers and participants.
It's only the
beginning

Why Staying Current Isn’t Optional: Lessons from the Front Lines of Fintech Infrastructure
Modern admin platforms can’t afford to treat infrastructure as an afterthought. In this blog, Elevate’s Sr. Cloud Architect Paul Trout shares lessons from decades in IT—highlighting why staying current isn’t just smart, it’s essential for performance, security, and innovation.

What is Rage Clicking and Why Should You Care?
At Elevate, we take user experience seriously—down to the details most users never report. In this blog, Product expert Amanda Richter shares how our team monitors behavioral signals like rage clicks to uncover hidden friction points, prioritize improvements, and build a smoother, more intuitive experience. The result? A smarter, faster, and more user-friendly platform for HSAs, FSAs, and more.

Feeling the Burn? Dependent Care FSAs are Failing Everyone. Here’s How to Fix Them.
Dependent care flexible spending accounts (DCFSAs) are designed to help workers save on childcare costs (including summer camps!), but outdated systems and user frustration mean many are leaving valuable tax savings unused. Elevate makes the entire FSA experience—both dependent care and health care FSAs—intuitive and user-friendly for participants.

Automation In Action: Eliminating the “Manual” Every Step of the Way
There's a dirty little secret about consumer directed benefits administration—there's a LOT of manual work. At Elevate, we have built automation into all aspects of benefits administration. In this blog, we explore how automation impacts claims processing, participant coaching, account funding, and more.

The FSA Death Spiral: Complexities Erode Account Usage
For millions of Americans, flexible spending accounts (FSAs) are a lifeline to accessing affordable healthcare. However, FSAs have been plagued by complexities and administrative burdens, which can cause eligible employees to decline the benefit.

Why You Need a Partner with Workflow: How Modern Tech Solutions Erase Administration Pain Points
HSA, FSA, and HRA administrators frequently hear a few painful words from their technology platform partners: “days” “cutoff” “later” “stuck” and “years.” With Elevate's workflow-based platform, we use words like: “now” “already” “seconds” “real-time” and “next”. See the difference.

CIP Headaches Begone!
Elevate’s modern system eliminates the antiquated timelines of the past by immediately processing enrollment and enabling applicants to clear regulatory hurdles right away. Employees who don’t pass the CIP review receive immediate notification and simplified instructions to quickly resolve their situation.

Fraud and Consumer Benefit Accounts: Expert Tips, Trends, and Tech Advancements
Consumer benefit accounts have gained widespread popularity, giving employees greater control over their healthcare expenses and employers a tax-advantaged way to expand benefits. However, the rise of these accounts also attracted the attention of people looking to exploit these financial resources.
Psst TPAs! Your HSA Tech Partner May Be Taking Your Revenue
Health savings accounts (HSAs) have gained popularity across workers and benefits teams alike. However, there is a not-so-secret industry secret: hidden costs associated with many HSA programs can significantly impact not only account holders' balances —but if you are a TPA offering HSAs as part of your solution suite— your business long term.
The Top Three Ways APIs are Radically Changing the Consumer Account Industry
Today’s consumer account administrators—health plans, financial institutions, TPAs, and benefit admins—are struggling to differentiate their HSA, FSA, and HRA solutions in a crowded market. The ones most likely to win industry share are those embracing tech innovations that remove friction for employer clients and their plan participants.
Say Goodbye to Plan Design Hassles: Elevate's Smart Tech Slashes Time, Costs, and Errors
Access to powerful plan design tools can mean the difference between a streamlined process and a logistical nightmare. In this blog, we explore the benefits of efficient plan designs and how they can make your job easier.
Still Driving in the Slow Lane? Elevate Cuts Your Client Setup Time by 17 Weeks
When competing for employer HSA, FSA, and HRA business in the crowded consumer benefits space, the ability for administrators to differentiate their solutions becomes paramount. Equally critical is the internal pressure to scale quickly and efficiently.
AI or Die: The Crucial Choice That Will Define the Future of Companies
In today's dynamic business landscape, the advent of artificial intelligence (AI) has sparked a seismic shift in the fortunes of companies across various industries. The choice to either embrace or disregard AI technology is becoming a critical factor that determines the destiny of organizations.